Journal 7 Cash Credit and Your Future

Journal #7

Explanation of Journal #7

You will need to watch the video titled "Cash, Credit and You" before answering the following questions.  Feel free to go back and re-watch the section that pertain to credit accounts

Question

1. In the movie "Cash, Credit and Your Future" how many credit cards to they recommend  a person have?

2. One of the "award winners"  (Ryan) was selected because he knew the "two good reasons" when it was appropriate to use his credit card.  What are the "two good reasons" to use a credit card?

3. Why is it important to read the fine print of a credit card offer?



57 comments:

  1. Kelsey Quickle
    One Credit Card
    Good Credit History
    Emergencies
    Because you'll know if they charge yearly of monthy fees.

    ReplyDelete
  2. adam gaver

    1.recommended 1 credit card
    2.because the money is brought straight to your card and another was so that it saves a trip to the bank to get money
    3.because its important to know about what your purchasing

    ReplyDelete
  3. Kasey weisenbarger

    1. at least 4
    2. to buy things and to hold money easier
    3. to see if it fits you the best

    ReplyDelete
  4. Luis Ramirez
    1-you should have one credit card

    2-1 good reason to have a credit card is to get good credit history
    2- good reason so if you ever get a loan the person you you asked well have a better chance to say yes

    3- so you may not have to pay for interset rate

    ReplyDelete
  5. Levi Boettcher

    they recommend 20 credit cards. The two good reasons to have a credit card is because if you need to pay for something you can use a credit card instead of money, also if you happen not to have money with you you can use the credit card.
    It is important to read the fine print because you dont want to be offered something that isnt real or good in your opinion.

    ReplyDelete
  6. Devin Trent
    1. They recommend a person to have 1 credit card.
    2. The best reason to have a credit card is to establish a good credit history. It also could save you thousands of dollars on stuff like car loans
    3. It is important to read the fine print of a credit card offer because you might not know all the charges that could cost you for having a credit card.

    ReplyDelete
  7. Kyle Beavers
    1.) 1 card
    2.) Credit Score, and Emergency
    3.) The interest and the interest rate

    ReplyDelete
  8. Bailey Ullah:

    1.) One Credit Card

    2.) Good Credit History and Emergencies

    3.) To see what fees you will have to pay, if you sign up

    ReplyDelete
  9. Question 1.) 1 Credit Card
    Question 2.) Reason 1 is Establish a good credit history. Reason 2 is big emergencies.
    Question 3.) It might charge a monthly or yearly interest payment

    ReplyDelete
  10. Kaleb Bowdle

    They Recommend 1 credit card. One Reason is to establish a good credit history so if you were going to get a loan the person giving you a loan will have a better chance of saying yes. The other reason is in case of big emergencies. It is important to read the fine print is so you don't have to pay as much interest rate.

    ReplyDelete
  11. Miranda Layne;

    You should only have 1 credit card.

    Two good reason to have a credit card are to establish a good credit history and to have money for emergencies.

    It's important to read the fine print because you might sign up for a credit card and it might charge a application yearly interest payment.

    ReplyDelete
  12. Owen Moyer

    They recommend that you have one credit card

    Two good reasons to have a credit card , money for emergencies and credit history

    Its important to read the fine print is so you don't have to pay as much interest rate .

    ReplyDelete
  13. 1. They recommend only having 1 credit card.
    2. To have a good credit history and for emergencies.
    3. Credit card companies may charge huge fees that you won't even notice until it's too late.

    ReplyDelete
  14. Herbie Jackson You should have one credit card.

    Two good good credit history and have money for emergencies.

    you might sign for a credit card and it might charge you a application yearly interest payment.

    ReplyDelete
  15. Cortney Kiser

    The video suggests one credit card per person. One reason was so you have good credit history for loans in the future. Another reason is for emergencies if you get into an accident out of town. It is important you read the fine print so you know about any fees the company doesn't tell you.

    ReplyDelete
  16. Damion Mendoza
    It's important to read the fine print becuase if you don't you can get screwed out of money and have to pay stuff you would not want to

    ReplyDelete
  17. 1. They recommend a person to have 1 credit card.
    2. The best reason to have a credit card is to establish a good credit history. It also could save you thousands of dollars on stuff like car loans
    3. It is important to read the fine print of a credit card offer because you might not know all the charges that could cost you for having a credit card.

    ReplyDelete
  18. Magdaline Perry

    You should have only one credit card.

    One good reason to have a credit card is so you can establish a good credit history and another reason is for emergencies.

    You should always read the fine print because you may sign up for credit card and it may charge a application yearly interest payment.

    ReplyDelete
  19. Kim Asper
    1. only have one credit card
    2. good credit history, emergencies
    3. there might be some fees involved with your credit card

    ReplyDelete
  20. Logan Rooney

    You should only have 1 credit card

    Two reasons are that you can establish a good credit history and to have money in case of an emergency

    Its important to read fine print because you could sign up for a credit card and there might be charges such as a yearly interest payment.

    ReplyDelete
  21. Sierra Cozad

    One Credit Card
    Good Credit History
    Emergencies
    Because you'll know if they charge yearly of monthy fees.

    ReplyDelete
  22. Kayla Evans

    You should only have 1 credit card.

    Two great reasons to have a credit card is in case you have emergencies and you need to have money to pay anything. Another good reason is because you can establish a good credit history.

    It's important to read the fine print because you might sign up for a credit card and it might charge a application yearly interest payment.

    ReplyDelete
  23. Elizabeth Christian
    One credit card
    Two good reasons to use credit card: Good credit history and big emergencies
    Read the fine print because you could sign up for a credit card it might charge more in the future than in the present.

    ReplyDelete
  24. Brandon Vogel
    1.) One Credit Card

    2.) Good Credit History and Emergencies

    3.) To see what fees you will have to pay.

    ReplyDelete
  25. Jordan Norris
    One good credit card
    Good credit history, emergencies
    Its important to read fine print because you might sign up for a credit card and it might charge hidden fees.

    ReplyDelete
  26. Rachel Pickering

    1.) you should have one credit card

    2.) A good credit history and emergencies

    3.) It's important to read the fine print when you sign up for a credit card because there might be charges such as yearly interest fee

    ReplyDelete
  27. Jonathon Nelson

    1.) 1 card
    2.) Credit Score, and Emergency
    3.) The interest and the interest rate

    ReplyDelete
  28. Alex Swank
    1 credit card was recommended
    Two reasons to have a credit card is that you can tack up a good credit history which will in turn bring up your credit score. you should know what you are purchasing, also to see what fees you will have to pay

    ReplyDelete
  29. Leslie Saylor
    1.)One Credit Card
    2.)Good Credit History
    3.)Emergencies
    4.)Because you'll know if they charge yearly of monthy fees.

    ReplyDelete
  30. -You are recommended to only have one credit card.

    -Good credit and emergencies.

    -You should read the print because there could be unwanted charges or fees.

    ReplyDelete
  31. Janae Booze

    Have one Credit Card

    Two good reasons to have a credit card is for emergencies and so you have good credit card history.

    Its important to read the fine print because if you get a credit card and you don't peruse the fine print then you may get charged.

    ReplyDelete
  32. Bronwyn Walker
    1: In the video they recommend that you only have one credit card
    2: Ryan's two good reasons of when to use a credit card are
    - In an emergency
    - To build good credit history
    3: It is important to read the fine print because you could agree to something that you do not want to pay for/ do without knowing because it was explained in the fine print

    ReplyDelete
  33. taylor bass
    One Credit Card
    Good Credit History
    Emergencies
    because they may charge you yearly or monthly fees

    ReplyDelete
  34. Kileigh White
    One good credit card
    Two great reasons to have a credit card is in case you have emergencies and you don't have enough cash with you at that time anything. Another good reason is because you can have a good credit history.
    It's important to read the fine print because you might sign up for a credit card and it might charge a application yearly interest payment and they might charge you yearly or monthly fees.

    ReplyDelete
  35. Jessica Huffman
    1. One credit card
    2. Good Credit history
    3. Emergencies
    Because they may charge you yearly or monthly fees

    ReplyDelete
  36. Libby Arnett
    You should only have one credit card
    A good reason in having a credit card is so you can establish a goo credit history another reason is for emergencies
    It is very important to read the fine print because you may have to sign up to a credit card. they might be charge a application a yearly interest payment.

    ReplyDelete
  37. Max Jenks

    at least one
    good credit history
    emergencies
    because they may charge you yearly or monthly fees

    ReplyDelete
  38. Gillian Taylor

    It is recommended to have at most, 1 credit card.
    Its is good to have these for emergencies in which case you NEED money, and it keeps your credit history good, which can benefit you in many ways.
    You need to read the fine print because it could charge you yearly or monthly fees as interest.

    ReplyDelete
  39. Malachi
    1) one credit card
    2)good credit history
    3)emergencies

    ReplyDelete
  40. Cassidy James

    One credit card

    You buy stuff without using cash to buy something and you can buy stuff online

    it is important so you know that your not getting ripped off

    ReplyDelete
  41. Addison Ropp
    One Credit Card
    Good Credit History
    Emergencies
    Because you'll know if they charge yearly of monthy fees.

    ReplyDelete
  42. Abe Angles

    1. 1 Credit Card

    2. Emergencies & Good Credit History

    3. Because you need to know what you are buying

    ReplyDelete
  43. 1. At least one credit card.

    2. 1. A good credit history.

    2. Emergencies

    3. The Credit Card Company might charge application fees, monthly fees or yearly fees that may go up incredibly and fast.

    ReplyDelete
  44. Maya Blankenship
    1. They recommended one credit card
    2.Emergencies and so it's not as easy to lose large amounts of money
    3. So you know how much you'll be charged and if it's worth getting the card.

    ReplyDelete
  45. Sierra ross

    -Recommended to have one credit card.
    -Good credit history
    - Its important to read the fine print to see if there are any unwanted charges

    ReplyDelete
  46. one credit card
    out standing credit score
    they could charge outrageous internist fees

    ReplyDelete
  47. Haley Quesinberry
    1. One credit card is recomended.
    2. To have good credit and emergencies
    3. They need to read the fine print so they can make sure there not getting ripped off.

    ReplyDelete
  48. Cammie Starkey

    One credit card

    Good credit history and being able to buy things without cash

    It is important because you will know if they are charging you yearly or monthly fees

    ReplyDelete
  49. Shania Jones
    1.1 card
    2.Good credit history,emergencies
    3.So that the people are not taking your money

    ReplyDelete
  50. Morgan Bandy
    1.) One credit card
    2.) Good credit history
    3.) Just in case you need money!
    4.) Its good to read the fine print because they might sign you up for yearly extra fees!

    ReplyDelete
  51. Stan Gilliam

    You need good credit card history, and one credit card and emergency.

    ReplyDelete
  52. Baylee Orme
    One Card.
    Two reasons are: credit history, emergencies
    there could be unwanted charges and fees.

    ReplyDelete
  53. Katie Marie Ethridge
    one card.
    reasons-
    1.) Good credit history can same you money
    2.) for emergencies
    You need to read the fine print because they might have unwanted fees other cards may not have.

    ReplyDelete
  54. Nicole Brumbaugh.
    One Card-
    Reasons:

    1.) Credit History ( If good, can save you money )
    2.) One Credit card.

    ReplyDelete
  55. Trevor Johnson

    1.) You should have only one credit card.
    2.) You should have a credit card so you can improve your credit score so you can save money.
    3.) You need to read the fine print because you need to know all of the expenses and terms of the credit card.

    ReplyDelete
  56. You should only have 1 credit card. Two good reasons for using a credit card would be for good credit history in case you ever needed a loan. Also, you should use a credit card in case of an imergancy,
    You need to read the fine print because you may get charged.

    ReplyDelete
  57. Tate harrigan

    1.They recommend 1 card
    2.Good credit history and for emergencies.
    3.Charge huge fees that you don't know about

    ReplyDelete